Credit Card Application

  • Earn cash rewards and show your support for your school. 1% cash back on purchases, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter
  • No annual fee
  • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account
  • Get a $100 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days
  • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.24% to 23.24% will apply. 3% fee (min $10) applies to balance transfers. Please see Terms and Conditions for payment allocation information.

See Terms and Conditions for additional program and service details.

Earn more cash back on the things you buy most

  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter
  • No annual fee
  • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards
  • Choose how you want to receive your cash. Have it deposited into your Bank of America checking or savings account, credited to your statement or sent directly to you
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10% customer bonus offer

Bank of America customer? Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.

Introductory APR

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

13.24% – 23.24%
variable

See BankAmericard Cash Rewards Terms and Conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

$0

Balance Transfer Fee

3%
of each transaction
(minimum of $10)

See BankAmericard Cash Rewards Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types

Get started

Credit Security

ShopSafe® Add an extra layer of protection when you shop online
Overdraft Protection An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card
Paperless Statement Option Opt for paperless credit card statements and increase account security while reducing paper consumption
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Technology & Services

Account Alerts Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid
Mobile Banking Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more

† Please see Terms and Conditions for rate, fee and other cost information. All terms may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

* An asterisk indicates that the field is required.

About you

More about e-mail address link opens a new info layer

(No PO box)

(Number of apartment, unit or other)

(First five digits required)

More about country of primary residence opens a new info layer

Would you like your statements sent to a different address? *

(First five digits required)

Housing status *
$
.00

More about Social Security number

More about mother's maiden name link opens a new info layer

More about country of citizenship link opens a new info layer


More about citizenship status opens a new info layer


U.S. Citizen
Resident Alien

Nonresident aliens may complete their card applications at a local financial center. Please note, you may not be eligible for any incentive offers when applying at a financial center. Find a financial center near you

About Your Job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)

 

(First five digits required)

(If applicable)

About your income

$
.00

Your card features

Please select a feature and enter the required information.

Balance Transfer:

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer? link opens a new info layer
How many credit card balances would you like to transfer to this card?

Additional cardholder:

Add an additional cardholder to your account

(Legal name, please)

(additional cardholder)

Physical residence address same as primary applicant?*

(No PO Boxes)

 

(First five digits required)

Help Center

Important Information

Bank of America, like all financial institutions, is required by Federal law to obtain, verify and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask you for your name, address and other information that will allow us to identify you.

© 2016 Bank of America Corporation. All rights reserved.

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If you close it, you will lose the information you entered.