Credit Card Application

    • Earn 1 point for every dollar spent on purchases
    • Points can be redeemed for Interval membership rewards, travel, or cash rewards
    • Low Introductory APR offer
    • No annual fee
    • Receive a $100 Statement Credit if you make at least $500 in transactions in the first 90 days

See Terms and Conditions for additional program and service details.

Earn flexible rewards points good for unlimited cash, gift cards, travel and more...

  • Earn 1 point for every dollar spent on purchases, with no earning limit
  • Flexibility to choose your rewards - cash, travel, gift cards, and more...
  • Earn Unlimited points and redemptions start at just 2,500 points
  • Redeem your rewards instantly online. It's fast and easy to reward yourself anytime you want
  • Enjoy the flexibility to choose your rewards. You can redeem for something new every time. Even, redeem your points for cash deposited directly into your Bank of America® checking or savings account
  • Redeem your rewards points towards Interval membership benefits starting at 7,500 points
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Introductory APR

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

12.99% – 22.99%

See BankAmericard Cash Rewards Terms and Conditions for Standard APR and for cash advance and penalty APRs

Annual Fee


Balance Transfer Fee

of each transaction
(minimum of $10)

See BankAmericard Cash Rewards Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types

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Credit Security

ShopSafe® Add an extra layer of protection when you shop online
Fraud Protection Zero liability fraud protection for fraudulent card transactions
Paperless Statement Option Opt for paperless credit card statements and increase account security while reducing paper consumption
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Technology & Services

Account Alerts Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid
Mobile Banking Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more

† Please see Terms and Conditions for rate, fee and other cost information. All terms may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

* An asterisk indicates that the field is required.

About you

More about e-mail address link opens a new info layer

(No PO box)

(Number of apartment, unit or other)

(First five digits required)

More about country of primary residence opens a new info layer

Would you like your statements sent to a different address? *

(First five digits required)

Housing status *

More about Social Security number


More about mother's maiden name link opens a new info layer

More about country of citizenship link opens a new info layer

More about citizenship status opens a new info layer

U.S. Citizen
Resident Alien

Non Resident Alien: Please visit a banking center near you and we will gladly assist you in completing your application. Please note, you may not be eligible for any incentive offers when applying at a banking center. Find a Banking Center

About Your Job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)


(First five digits required)

(If applicable)

About your income


Your card features

Please select a feature and enter the required information.

Balance Transfer:

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer? link opens a new info layer
How many credit card balances would you like to transfer to this card?

Additional cardholder:

Add an additional cardholder to your account

(Legal name, please)

(additional cardholder)

Physical residence address same as primary applicant?

(No PO Boxes)


(First five digits required)

Help Center

Important Information

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. The information you provided for this application will assist us in verifying your identity. However, we may ask you to provide additional information or identifying documents for identity verification purposes.

© 2015 Bank of America Corporation. All rights reserved.

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If you close it, you will lose the information you entered.