Credit Card Application

    • Earn 1 point for every dollar spent on purchases
    • Points can be redeemed for Interval membership benefits, travel, or cash rewards
    • Low Introductory APR offer
    • No annual fee
    • Receive 5,000 Bonus Points if you make at least $500 in purchases in the first 90 days
  • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 14.24% to 24.24% will apply. 3% fee (min $10) applies to balance transfers. Please see Terms and Conditions for payment allocation information.

See Terms and Conditions for additional program and service details.

Hide more card benefits

Earn flexible rewards points good for unlimited cash, travel, and gift cards.

  • Earn 1 point for every dollar spent on purchases, with no earning limit
  • Flexibility to choose your rewards - cash, travel, and gift cards
  • Earn unlimited points. Redemptions start at just 2,500 points
  • Redeem your rewards instantly online. It's fast and easy to reward yourself
  • Enjoy the flexibility to choose your rewards. You can redeem for something new every time. Even redeem your points for cash back into your Bank of America® checking or savings account
  • Redeem your rewards points towards Interval membership benefits starting at 7,500 points
Get started

† Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

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About you

More about e-mail address link opens a new info layer

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(Number of apartment, unit or other)

(First five digits required)

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Would you like your statements sent to a different address? *

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Housing status *

More about Social Security number

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Are you a US citizen? *

More about country of citizenship link opens a new info layer

More about citizenship status opens a new info layer

Resident Alien
Nonresident Alien

Nonresident aliens may complete their card applications at a local financial center. Please note, you may not be eligible for any incentive offers when applying at a financial center. Find a financial center near you

Do you have a dual citizenship? *

More about country of dual citizenship link opens a new info layer

About your job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)


(First five digits required)

(If applicable)

About your income


Your card features

Please select a feature and enter the required information.

Balance Transfer:

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer? link opens a new info layer
How many credit card balances would you like to transfer to this card?

Help Center

Important Information

Bank of America must obtain, verify and record information that identifies each customer who opens an account with us. When you open an account with us, we will ask for your name, physical address and other information that assists us in verifying your identity. Additional information or documentation may be requested.

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