Credit Card Application

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  • 1% cash back on purchases, 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter
  • No annual fee
  • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account
  • Get a $100 cash back bonus after making $500 in purchase(s) within the first 90 days

See Terms and Conditions for additional program and service details.

Earn more cash back on the things you buy most

  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No Annual Fee
  • Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards
  • Choose how you want to receive your cash. Have it deposited into your Bank of America checking or savings account, credited to your statement or sent directly to you
  •  
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10% customer bonus offer

Bank of America® customer Get a 10% customer bonus when you redeem into a Bank of America checking or savings account.

Introductory APR

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

12.99% - 22.99%
variable

See BankAmericard Cash Rewards Terms and Conditions for Standard APR and for cash advance and penalty APRs

Annual Fee

$0

Balance Transfer Fee

3%
of each transaction
(minimum of $10)

See BankAmericard Cash Rewards Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types

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Credit Security

ShopSafe® Add an extra layer of protection when you shop online
Overdraft Protection An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card
Paperless Statement Option Opt for paperless credit card statements and increase account security while reducing paper consumption

Special Services

Connect to unique, exclusive opportunities and preferred access to an array of travel, entertainment, lifestyle, and cultural experiences from around the world
Complimentary 24/7 Concierge Service — Get assistance with a wide range of services, including personalized recommendations and reservation assistance, golf tee times, directions, and a host of other services, 24 hours a day
Shopping Protection — Extended warranties, purchase security, and more
Travel Assistance and Protection Roadside assistance, common carrier travel accident insurance, luggage reimbursement, and more
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Technology & Services

SafePass® Add another security layer to your banking with a 6-digit, one-time code you use along with your Sitekey® image
Account Alerts Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid
Mobile Banking Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more
Complete Application Verify and Submit Application Confirmation
 

† Please see Terms and Conditions for rate, fee and other cost information. All terms, including fees and APRs for new transactions, may be subject to change.

Complete this secured application and receive a response in as little as 60 seconds

* An asterisk indicates that the field is required.

About you

More about e-mail address

(No PO box)

(Number of apartment, unit or other)

(First five digits required)

More about country of primary residence

Would you like your statements sent to a different address? *

(First five digits required)

Housing status *
$
.00

More about Social Security number

19 

More about mother's maiden name

More about country of citizenship


More about citizenship status




Non Resident Alien: Please visit a banking center near you and we will gladly assist you in completing your application. Please note, you may not be eligible for any incentive offers when applying at a banking center. Find a Banking Center

About Your Job

(Students: select Student here)

Complete this section if you are employed or if you are self-employed or if you are a student

(If you do not work for a company, type in self-employed)

 

(First five digits required)

(If applicable)

About your income

$
.00

Your card features

Please select a feature and enter the required information.

Consolidate your bills into one monthly payment. Complete this quick form to pay your other credit cards!

Save - Bundle your bills into 1 monthly payment. Check the box to start saving!
  • How much can I request for a balance transfer?
How many credit card balances would you like to transfer to this card?

Add an additional cardholder to your account

(Legal name, please)

(additional cardholder)

19 
Physical residence address same as primary applicant?

(No PO Boxes)

 

(First five digits required)

Help Center

  • What do I need to apply?
  • Can I apply over the phone?
  • Can I add more than one person to my account?
  • If my application is approved, when will I receive my new credit card?

Important Information

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. The information you provided for this application will assist us in verifying your identity. However, we may ask you to provide additional information or identifying documents for identity verification purposes.

© 2014 Bank of America Corporation. All rights reserved.

Continue application?

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If you close it, you will lose the information you entered.