Dear Defender,

I’m pleased to tell you about a great new benefit. You may now request our popular Defenders of Wildlife credit card from MBNA and earn travel rewards too!

The Plus Rewards^SM Visa^® credit card allows you to fly worldwide on major U.S. airlines with NO BLACKOUT DATES. Everyday shopping earns you Plus Rewards miles. Earn 1 mile for each $1 in purchases. And redemption is as easy as a toll free call.*

And, with each purchase made with the card, MBNA will make a contribution to Defenders of Wildlife at—no extra cost to you. As a thank you, you’ll receive a Defenders of Wildlife floppy hat after making qualifying transaction(s) totaling at least $25. (See application for details)

The Defenders of Wildlife Plus Rewards card costs just $50 annually. If you prefer, you can choose the Defenders of Wildlife Platinum Plus^SM card without the travel program and pay no annual fee. With either product, you can select one of 11 exciting images to grace your card.

Each credit card comes with a credit line of up to $100,000, a low annual percentage rate (APR) of just 12.99%* for purchases, and a limited time 1.7% APR for cash advance checks and balance transfers. And the cards are equipped with the renowned 24-hour Customer Service upon which MBNA America Bank has built its reputation.

Click Here for information about the terms and costs of the cards or to apply online.

Thank you for helping to save America’s imperiled wildlife in every way you can.

Sincerely,
Charles J. Orasin
Senior Vice President for Operations

P.S. If you already have a Defenders of Wildlife Platinum Plus^SM credit card, why not switch to the Plus Rewards card now by calling 1-866-GET-MBNA — mention priority code MS69.

*The Plus Rewards program is not affiliated with any specific airline or other travel-rewards program. See application for details. ©2002 MBNA America Bank, N.A.

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